The Ultimate List: 10 PayPal Alternatives for Secure Payment
Are you looking for the best PayPal alternatives for bloggers?
You are at the right place!
It’s really hard to run an online business without Paypal online payment platform as it’s the easiest way to deal with transactions.
There are many who can’t have a PayPal account like me. Cause I am from Bangladesh and Paypal is not supported here.
PayPal is a popular e-commerce platform. But it is not the only one and not the only platform that can help you launch an e-commerce venture.
I have put together a list of other options that you can use as Top PayPal alternatives for business and personal use.
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Affiliate Disclosure: This post contains affiliate links. If you purchase any product through the affiliate link I will get an extra commission at no extra cost to you.
PayPal Alternatives For Bloggers And Affiliate Marketers
If you are a blogger, an affiliate marketer, or a freelancer, you are in the right place.
Here, I will discuss some of PayPal alternatives for international payments to help you to get out of this problem of not having Paypal 2023.
|Payoneer||Freelancers and businesses making cross-border payments|
|Skrill||Online gambling and gaming purchases|
|Selz||Small online businesses|
|Stripe||Small to large businesses in various industries|
|Google Pay||In-store purchases and online payments|
|Coinbase||Cryptocurrency transactions and investments|
|Shopify Payments||E-commerce businesses on the Shopify platform|
|Amazon Pay||Regular Amazon shoppers and online purchases|
|Apple Pay||Online shopper|
Let’s dive in-
It is the best PayPal alternative for bloggers, affiliate marketers, and freelancers. It has made international money transfers simply easy.
Payoneer provides a Card that can be used to make international payments and withdraw funds from a local ATM booth.
You will have the opportunity of a Virtual US Bank account to receive global payments. You can withdraw your money from your local banks through Payoneer money transfer.
It supports bank-to-bank transfers that made it quite easy to transfer your money to anyone’s bank account without any hassle.
You will get a $25 bonus once you have signed up for Payoneer using the exclusive link here.
Here are some tasks you can do by using Payoneer:
- Buy web hosting and domain HostGator, Bluehost, etc.
- Buy Online Courses from companies like Udemy.
- Payment from affiliate networks like ShareASale
ClickBank, CJ.com, Amazon.com, etc.
- Payment from freelancing sites like Fiverr, Upwork, 99designs, etc.
- Request for payment from your clients.
As MoneyBookers, Skrill is also a great way to send and receive money. You can easily send and receive money from Skrill users. The first transaction is absolutely free.
Skrill generally focuses on users’ transactions rather than getting payments from other companies. However, there are some things you can do with Skrill as a blogger.
- Buy web hosting and
the domain from Namecheap, Hostgator, etc.
- Get payment from Freelancer.com, Upwork, Elance, etc.
- Get Payment from Envato, TemplateMonster, etc Accept Skrill from the affiliate program.
Its different kinds of online payment services. It helps you to receive payments from buyers worldwide.
It accepts payments from Visa, MasterCard, American Xpress, Discover, Paypal, JCB, Diners Club International, and all global debit cards. and through EFT, Wire Transfer, and Payoneer.
You can use 2Checkout with many shopping carts like Bigcommerce, Drupal Commerce, E-junkie, Easy Digital Downloads, Magento, PrestaShop, Selz, Shopify, WHMCS, WooCommerce,
2checkout is a great Paypal alternative when you offer products or services on your blog, but don’t have any PayPal access.
Selz is also a great PayPal alternative for freelancers and bloggers who sell online. It has a free WordPress plugin to add a shopping cart to your WordPress site. The awesome thing is, that your visitors
You can add buy buttons, and product widgets to your website. It has a lot of professional themes that will help you to create online stores and landing pages. You can also sell through social media like Facebook, Twitter, and so on.
The other awesome features are tracking sales performance, offering discounts and coupons, managing customers, etc. Selz supports 195 countries and 100+ currencies.
If you’re seeking an alternative to PayPal for accepting payments on your online store, consider Stripe.
This USA-based company accepts applications from many countries worldwide. If your country isn’t on Stripe’s list of operations, you can still leverage the Stripe Atlas program to incorporate a company in the US and open a bank account.
Stripe integrates with nearly all web and e-commerce stores, so you’re likely to find a plugin or integration method for your website.
You can accept both one-time and recurring payments using Stripe. Stripe accepts payments from all major debit and credit cards in 135+ countries, allowing you to reach a global audience.
Stripe does not charge setup or monthly fees. However, each transaction incurs a 2.9% + 30 cents fee. You can accept payments in bitcoins with Stripe online payment processing.
When it comes to transferring money, you might not have heard of Wise, a popular website created by the team behind Skype and backed by Richard Branson.
Compared to PayPal, Wise offers lower transaction fees and currency conversion charges, which can save you money when transferring funds. This is one of the best online payment systems that support a wide range of countries and currencies.
It made online and mobile payments quite faster and easy.
If you sign up for this popular online payment system using the link provided below, you can take advantage of a special offer: your first transaction of up to £500 is completely free.
7. Google Pay
Google Pay is an easy-to-use payment service that can be integrated into any website, app, or e-commerce store.
You can use it with ready-made integrations like Shopify, WooCommerce, Stripe, and Square.
Google Pay supports multiple payment methods like credit cards, debit cards, bank transfers, and UPI, with no fees for debit cards and bank transfers.
The credit card processing fee is only 2.9%. Withdrawal time takes only 1-3 days. For a long-term PayPal alternative for your online store, Google Pay is an ideal choice.
Coinbase is a US-based cryptocurrency service provider that offers a merchant service to businesses that accept cryptocurrencies like Bitcoin, and Ethereum, or stablecoins like USDT.
With Coinbase merchants, you can save a significant amount of money, and the settlement is done quite fast.
You can also accept payments in USD coin, which is pegged to the real USD value, making it a great option for those who are not accepting cryptocurrency due to volatility with peer-to-peer payments.
The service is available globally with no limitations of jurisdiction. Integrations are available for popular platforms like Shopify, WooCommerce, OpenCart, Gravity Forms, and osCommerce.
Its quite easy to do cross border transactions using Coinbase and other Cryptocurrency exchanges.
The service requires a little technical know-how, but it’s worth checking out as a PayPal alternative if your clients are okay with paying in cryptocurrencies.
Withdrawing funds from your bank account can take up to 1-3 days.
9. Shopify Payments
Shopify Payments is a reliable payment processing option for online businesses that want to start accepting payments quickly and easily.
It is a well-known e-commerce platform that can integrate smoothly with your online store.
With Shopify Payments, you don’t need to integrate a third-party payment provider, making the process much simpler than other options.
The setup process is straightforward, and Shopify Payments has a user-friendly interface that makes it a great alternative to PayPal.
When it comes to saving costs, selecting the Shopify Payment platform would be a more beneficial alternative for your budget as it can help you save anywhere from 0.5% to 2% in transaction fees in comparison to using PayPal.
10. Amazon Pay
Amazon Pay can be a beneficial option for both individuals and small businesses that frequently use Amazon for their shopping needs.
According to Amazon’s official website, “Amazon Pay is automatically activated for users who have an Amazon account, accept the Amazon Pay user agreement, and complete a purchase using Amazon Pay on a third-party website.”
Amazon Pay provides a streamlined checkout experience by allowing users to make purchases on third-party websites using their Amazon account information.
This feature eliminates the need for users to enter their payment and shipping information repeatedly, saving them time and effort.
Amazon Pay offers an added layer of security, as users do not need to share their payment information with the third-party website since it is already stored in their Amazon account.
For frequent online shoppers, especially those who primarily shop on Amazon, Amazon Pay can serve as a reliable alternative to PayPal. It simplifies the checkout process and enhances the security of online transactions.
It’s good to have an idea about the transaction fees when you are going to choose an alternative to PayPal. Here are the details for your quick look-
Transaction fees vary based on the transaction type and currency exchange rate, but they typically range from 0.5% to 3.5% of the transaction amount. If you order a Payoneer debit card, they will charge you $29 per year.
The transaction fees of Skrill may vary based on the transaction type, It may cost you 0.50% to 1.40% per transaction.
Transaction fees vary based on the pricing plan, it may charge you from 3.5% + $0.35 cents per transaction.
Transaction fees vary based on the transaction type and country, but they typically range from 2.9% to 3.5% of the transaction amount, plus a $0.30 fee per transaction.
The transaction fees can differ based on the type of transaction and currency exchange rate but typically fall between 0.43% to 3.82% of the transaction amount.
6. Google Pay
There are no fees for using debit cards or bank transfers for international transfers, but there is a 2.9% fee for credit card payments.
This payment processor charges a flat 1% for all types of cryptocurrency transfers. It is the second largest crypto exchange in the world and has very good fame. The credit card transaction is also available for this payment platform.
9. Shopify Payments
Shopify offers an attractive proposition to its users by not charging any transaction fees when using its Shopify Payments feature.
If you decide to utilize a third-party payment provider, there will be additional charges of 2%, 1%, or 0.5% depending on the plan you have selected – Basic Shopify, Shopify, or Advanced Shopify.
10. Amazon Pay
Amazon Pay has no extra fees for transactions with merchants. You won’t need to pay transaction fees, membership fees, currency conversion fees, or foreign transaction fees. But your card issuer may charge a foreign transaction fee if your card was issued in a different country from the merchant.
Is PayPal the Best Payment Processing Platform?
When it comes to choosing a payment processing platform, it’s important to weigh the benefits and drawbacks of each option to determine the best fit for your specific needs.
PayPal is a popular choice for many individuals and businesses. It offers a range of features, including various payment processing options, international disbursements, free bank transfers, invoicing capabilities, and user-friendly setup and usage.
PayPal is widely recognized and accepted by merchants worldwide, making it a convenient option for making online purchases.
Pros of Cons of PayPal
Here are the pros and cons of PayPal-
- PayPal offers a variety of payment processing options, including credit/debit card payments, bank transfers, and PayPal balance transfers.
- It allows for international disbursements, which is beneficial for businesses and freelancers with international clients.
- Free bank transfers make it easy and cost-effective to transfer funds from PayPal to a linked bank account.
- PayPal has invoicing capabilities, which is useful for businesses that need to send invoices to customers or clients.
- It has a user-friendly setup and usage process, making it easy for both individuals and businesses to get started.
- PayPal is widely recognized and accepted by merchants worldwide, providing a level of convenience for users.
- PayPal’s fees can be higher than some of its competitors, especially for international transactions.
- The purchase protection offered by PayPal is limited, leaving users vulnerable to fraudulent activities.
- Customer service can be subpar at times, with long wait times and unhelpful responses reported by some users.
- There are fees for instant transfers, which can be costly for businesses or individuals who need immediate access to their funds.
Why Was I Looking For The Alternatives To PayPal?
As a resident of Bangladesh, I was eager to begin my work as an affiliate marketer and earn commissions from my partners.
I quickly realized that most of my affiliate partners preferred to pay through PayPal, which was not available in my country. This left me feeling frustrated and hindered in my ability to receive payments.
Then I began to research alternative payment solutions that would work for me. One of my top priorities was finding a platform that was secure and dependable, as I didn’t want to risk losing my commissions to fraud or technical difficulties.
I also wanted a payment solution that was user-friendly and had low transaction fees.
Through my search, I discovered several PayPal alternatives that met my criteria. Some of these platforms are the best payment gateway service for international users and offered features such as multi-currency support and local bank transfers.
So, I decided to experiment with several different payment solutions to determine which one suited me best.
Although it took some time to set up new accounts and integrate them with my affiliate partners, I ultimately found a reliable and cost-effective payment solution that allowed me to receive my commissions without incident.
The payment process of Payoneer amazed me and I am quite happy with their services. You can get a $25 sign-up bonus with Payoneer account creation.
Isn’t it amazing?
It also offers an amazing opportunity to use a virtual credit card payment service that you can use to shop online. You can also order a physical master card that you can use to withdraw money from your local ATM booths.
FAQs Related to PayPal & Its Alternatives
Here are some FAQs related PayPal online payment system you should know-
1. What is PayPal and how does it work?
PayPal is a digital payment service that enables individuals and businesses to send and receive money online. You can link your bank accounts, credit cards, or prepaid debit cards to your PayPal account and use them to make purchases or transfer money.
2. What are some alternatives to PayPal?
Popular alternatives to PayPal include Stripe, Square, Skrill, Payoneer, Wise, and Google Pay.
3. Are there any transaction fees associated with PayPal and its alternatives?
Transaction fees may apply when using PayPal and its alternatives. The fees can vary depending on the type and amount of the transaction, as well as the payment method used.
4. Is PayPal safe to use?
PayPal has several security features in place to protect users, such as encryption technology and fraud detection.
5. How do I choose the right payment platform for my business?
When choosing an online payment gateway, you should consider the following key factors-
- Transaction fee
- Ease of use,
- Security features,
- Compatibility with your existing systems.
- Customer reviews
Up to You
So these are some best PayPal alternatives for bloggers and affiliate marketers or freelancers. I would recommend signing up for three things that
- Sign Up for Payoneer to get payments as a freelancer or an affiliate marketer.
- Sign Up for 2Checkout if you are offering premium products or services.
- Sign up for Wise if you need super fast and low-cost international transactions and secure payments.
These three are the best online payment platforms that will feed all of your needs for digital payment services.
However, let me know if you are using any other alternatives to PayPal. And If you like this post please help me
All look solid to me Sayem. I believe that Amazon purchased Selz a while back. Once again, the giant of ecommerce adds another prospering feather to their cap. What an amazing machine seemingly everywhere.